Credit Cards

With our Visa Credit Card program, members enjoy a variety of credit card offers, including rewards or lower rate promotions. Members can also choose their own personal design for your new VISA Platinum credit card. There is a $10 fee to design your own card, but you can simply log into your TOPCU online banking 30 days after you’ve received your new VISA® credit card account and click on the link to design your own card.

Once you get your TOPCU credit card, don’t forget to protect your account by registering with VISA Purchase Alerts. Click here to sign up today!

To Report Your Credit Card Lost or Stolen:

  • Contact: (800) 449-7728
  • Outside the US: (303) 967-7096
  • 24-hr assistance: (866) 820-3865

CU Rewards Website

Credit Card Options

Type:

VISA Platinum

VISA Platinum Rewards

VISA Platinum Youth

VISA Platinum Secured

Annual Fee No Annual Fees No Annual Fees No Annual Fees No Annual Fees
APR for Purchases 2.99% Introductory APR
for First 6 Months; Non-Variable 8.99% to 19.99% APR following introductory period
2.99% Introductory APR
for First 6 Months; Non-Variable 9.99% to 20.99% APR following introductory period
15.99% APR 

Non-variable

19.99% APR

Non-variable

APR for Advances* 8.99% to 19.99%

Non-variable

9.99% to 20.99%

Non-variable

Not Available Not Available
Balance Transfers 2.99% Introductory APR
for First 6 Months; Non-Variable 8.99% to 19.99% APR following introductory period
2.99% Introductory APR
for First 6 Months; Non-Variable 9.99% to 20.99% APR following introductory period
Not Available Not Available

*Subject to credit approval.. Rates last updated August 2nd, 2017. Rates subject to change any time without notice. *Cash advance fees of $10 or 2% of advance amount, whichever is greater, will apply.