fbpx

Credit Cards

With our Visa Credit Card program, members enjoy a variety of credit card offers, including rewards or lower rate promotions. Members can also choose their own personal design for your new VISA Platinum credit card for a $10 fee.

APPLY NOW

VISA Purchase Alerts logo

Once you get your TOPCU credit card, don’t forget to protect your account by registering with VISA Purchase Alerts. Click here to sign up today!

To Report Your Credit Card Lost or Stolen:

  • Contact: (800) 449-7728
  • Outside the US: (303) 967-7096
  • 24-hr assistance: (866) 820-3865

CU Rewards Website

VISA Credit Card Options

Type:

Platinum

Platinum Rewards

Platinum Youth

Platinum Secured

Annual Fee NO Annual Fee NO Annual Fee NO Annual Fee NO Annual Fee
APR for Purchases 2.99% Introductory Rate
for first 6 Months;
Non-Variable 8.99%–19.99% following introductory period
2.99% Introductory Rate
for first 6 Months;
Non-Variable 9.99%–20.99% following introductory period
15.99% 

Non-variable

8.99%

Non-variable

APR for Advances* 8.99% to 19.99%

Non-Variable

9.99% to 20.99%

Non-Variable

Not Available Not Available
Balance Transfers 2.99% Introductory Rate
for first 6 Months;
Non-Variable 8.99%–19.99% following introductory period
NO Balance Transfer Fee
2.99% Introductory Rate
for first 6 Months;
Non-Variable 9.99%–20.99% following introductory period
NO Balance Transfer Fee
Not Available Not Available

Subject to credit approval. Rates are current as of September 23rd, 2019.
APR= Annual Percentage Rate. *Cash advance fees of $10 or 2.00% of advance amount, whichever is greater, will apply. Foreign Transaction Fee: A fee of 2.00% of each transaction (in U.S. Dollars) will be assessed for any purchase or cash advance outside of the United States. Additional fees may apply. Check our fee schedule for details.

Platinum Rewards

Accumulate points for the dollars you spend. You’ll earn at least one point for every $1 you spend. When you’re ready, you can redeem your points for valuable rewards. Redemptions start at just 2,500 points so make every dollar count more. 

  • Earn 1 Point For Every $1 You Spend
  • No annual cap on points earned 
  • No rewards limit
  • No rewards expiration while account is open
  • No redemption fees, no limits, and points that never expire
  • Travel Rewards — Airline flights, hotel stays, car rentals and cruise vacations
  • Valuable Merchandise — Appliances, jewelry, electronics, household goods
  • Cash Back — Redeem your points for cash* 
  • + More
  • Cash rewards can be issued either as a credit to your credit card or to any deposit account at TOPCU
  • Cash rewards require a minimum of 5,000 points to redeem
  • As few as 5,000 points = $50 cash back
  • Visit curewards.com and log on using a separate username and password
  • For travel awards, call the CURewards travel agency at 800.900.6160
  • For merchandise awards, complete and return the order form at curewards.com. You’ll receive your reward within four to six weeks

CU Rewards Website

Contact us at (520) 881-6262, ext. 702 to learn more.