At TOPCU, we work very hard to provide the best service and financial products to all of our members—and every member is important to us. As a cooperative organization, TOPCU strives to provide mutual benefits to our members, keeping the costs of all of our services as low as possible.
When members use many or all of our services, it demonstrates higher levels of support and loyalty to the credit union. This also helps to generate revenue for TOPCU, so we can provide more and better services back to our members! Additional benefits are offered through our Rewards programs.
TOPCU offers a number of Member Benefit Rewards programs:
- Gold Membership
- Gold Life Membership
- Money Market Rewards
- Loan Discounts
- Nickel Back Checking
- Visa Credit Card Rewards
Benefits of Membership
- Credit unions are economic democracies. Each credit union member has equal ownership and one vote.
- Credit unions assist members to become better educated consumers of financial services.
- Discounts and Special Passes to area businesses and more!
Qualifications for meeting Gold membership have been enhanced as well. These changes allow us to continue with a Rewards program that cooperatively serves the credit union while also helping individual members. Gold Membership is awarded to members who meet the following qualifications on a monthly basis:
- Maintain an open checking account
- Debit card activity: At least 15 purchase transactions with a minimum of $5 per transaction
- A minimum monthly direct deposit of $500 into your TOPCU account
- Participation in E-Statements
Some of the Gold Membership benefits include:
- Up to $6 a month refunded ATM fees when you do transactions at non-TOPCU ATMs
- Free temporary checks ($1 per 4)
- Free lost plastic card replacement ($5)
- Free Official/Cashier’s Checks ($5 each)
GOLD LIFE Membership
Members who have been with TOPCU for 40 years or more are automatically awarded Gold Life Membership!
Other Rewards Programs Available to Members in Good Standing
Money Market Accounts
Credit Card Rewards
Sprint Wireless Offers Discounts to Members
Sprint Wireless offers discounted services and cash-back rewards to all TOPCU members. Learn more about the Sprint Works Credit Union Member Cash Rewards program.
Receive 35% Off Dunn Edwards Paint
TOPCU Members receive a 35% discount on all Dunn Edwards manufactured paint products. Simply mention that you are a member of Tucson Old Pueblo Credit Union.