TOPCU Rates

Browse our rates for Auto, Home and Personal Loans, and Visa Credit Card offers below. For current First Mortgage Rates, visit Centennial Lending
Scroll down to check out our Savings, Checking & Money Market rates.

Loan Term & Type Rate
0-36 Months - Auto APR as low as2.49%**
37-48 Months - Auto APR as low as2.74%**
49-60 Months - Auto APR as low as3.24%**
61-72 Months - Auto APR as low as3.49%**
73-84 Months - Auto APR as low as3.99%**

Last updated 2017-04-25. Rates subject to change any time without notice.
Rates reflect the Annual Percentage Rate (APR). Rate based on A++ credit score. **Maximum total discount is 0.25%. Other discounts available are as follows: 0.10% for auto transfer, payroll, or distribution payment methods. 0.10% for member accounts with direct deposit. 0.15% if the amount borrowed is less than 81% of the loan value of the collateral. 0.25% for Gold For Life discount, 40 years or more as a member of TOPCU.

Loan Term & Type Rate
Fixed-Rate First Mortgage See Centennial Rates*
Fixed-Rate Second Mortgage APR as low as6.75
Variable-Rate Home Equity Lines of Credit APR as low as5.25

Last updated 2017-04-25. For current First Mortgage Rates, see Centennial Lending information. Rates subject to change any time without notice.
Rates reflect the Annual Percentage Rate (APR). Rate based on A++ credit score.

Loan Term & Type Rate
0-36 Months - Signature Loan APR as low as9.25%**
37-60 Months - Signature Loan APR as low as9.74%**
61-78 Months - Signature Loan APR as low as10.25%**
Personal Line of Credit APR as low as9.74%**

Last updated 2017-04-25. Rates subject to change any time without notice.
Rates reflect the Annual Percentage Rate (APR). Rate based on A++ credit score. **Maximum total discount is 0.25%. Other discounts available are as follows: 0.10% for auto transfer, payroll, or distribution payment methods. 0.10% for member accounts with direct deposit. 0.25% for Gold For Life discount, 40 years or more as a member of TOPCU.

Loan Term & Type Rate
VISA Platinum APR First 6 Months2.99%
VISA Platinum Rewards APR First 6 Months2.99%
VISA Platinum Youth Non-Variable APR15.99%
VISA Platinum Secured Non-Variable APR19.99%

Last updated 2017-04-25. Rates subject to change any time without notice.
Rates reflect the Annual Percentage Rate (APR). Rate based on A++ credit score.

Deposit Rates

Browse our Savings, Checking & Money Market rates below.

APY1 0.01%

Last updated April 25th, 2017. Rates subject to change any time without notice. 1 Rates reflect the Annual Percentage Rate (APR).

APY1 0.01%

Last updated April 25th, 2017. Rates subject to change any time without notice. 1 Rates reflect the Annual Percentage Rate (APR).

APY1 0.05%

Last updated April 25th, 2017. Rates subject to change any time without notice. 1 Rates reflect the Annual Percentage Rate (APR).

Important Notice: For Savings and Money Market Savings, transaction limitations apply. Under federal regulations, you are allowed up to six (6) withdrawals and/or transfers from your account to another Credit Union account of yours, or to a third party, per monthly statement cycle by preauthorized transfer and telephone/PC transfer. This includes transfers from your savings or money market savings to cover checks for overdraft protection or automatic bill payments. And, if the account permits transfers by check, no more than three (3) of the six (6) limited transfers may be made by check. There is no limit on deposits or the number of withdrawals you make at an ATM, by mail, or in person at Tucson Old Pueblo Credit Union.

Rates

Rates may be fixed or variable and may include discounts or other promotional conditions. Rates are subject to change without notice.