English / Español

Trusted Since 1935

Navigate Your Financial Future in Tucson with Confidence

Located in the heart of Tucson, Arizona, we are committed to providing personalized financial solutions that fit your lifestyle.

TOPCU Savings Account

Maximize Your Savings: Enjoy an unparalleled 3.00% APY* with our savings account. Watch your savings grow faster, giving you more for your future.

TOPCU Rewards Debit Card

Earn as You Spend: Get 10 cents back on every purchase for the first 2 months, and 5 cents thereafter. It’s the card that pays you back – with every swipe.

Your Tucson Financial Partner

At TOPCU, we’re more than just a credit union. We’re your local Tucson partner in maximizing Your Money Management.

All About Accessibility

Revolutionize Your Banking with The TOPCU App

Check deposits, loan payments, and fund transfers are at your fingertips. Plus, get insights into your spending, access your credit score, and link all your external accounts for a full financial picture.

Explore TOPCU’s Solutions

Your Choices, Your Finances Discover

From innovative banking solutions to competitive loan options, we empower you to make informed decisions for a secure financial future. Explore with us and shape your financial journey, your way.


High-yield savings to maximize your financial growth

Learn More > 


Earn rewards with every transaction you make.

Learn More > 


Grow your wealth with personalized investment solutions.

Learn More > 

Solar Loans

Finance your eco-friendly solar projects easily.

Learn More > 

Free Credit Score

Instant access to monitor your financial health.

Learn More > 

Auto Loans

Competitive rates for new or used vehicles.

Learn More > 

This Week’s Rates

4.25% APY*

1-Year Certificate of Deposit

3.00% APY*

Rise High Savings Account

7.35% APR*

Auto Loans

2.99% APR*

Credit Card Into Rate

Your All-in-One Finance Hub.

Experience Fee-Free Banking with TOPCU’s Debit Card Checking Account

Maximize your earnings with our Rewards Checking account, where your daily spending turns into earnings

TOPCU's Rewards Checking Account

Every purchase earns money back: 10 cents per transaction for the first two months, then 5 cents ongoing. It’s your everyday spending, rewarding you.

Embrace Financial Freedom:

No monthly maintenance fees and no minimum balance requirement.

Convenient Access Across Tucson and Beyond:

Enjoy over 70 fee-free ATMs across Tucson, including popular locations like Walgreens®, 7-Eleven®, Target®, Circle K, and CVS Pharmacy®. Plus, gain access to an extensive network of 60,000+ fee-free ATMs nationwide, ensuring your money is always within reach.

Trusted Since 1935

Join a Thriving Community

TOPCU isn’t just a credit union; it’s a community.

Trusted by 20000+ around in the greater Tucson community

I have been banking at TOPCU for about 9 yrs. The tellers are always aware of my banking habits. They consistently let me know when 2.00 bills are available. Even when ot is isn't holiday time. I may not be a millionaire but they treat me like one.

Trudy Wells
Google review

I have been banking at TOPCU for about 9 yrs. The tellers are always aware of my banking habits. They consistently let me know when 2.00 bills are available. Even when ot is isn't holiday time. I may not be a millionaire but they treat me like one.

Steven Franklin
Global Head of Customer Service

Rob Foster

Google Review

Best bank I’ve had. Excellent customer service

Rebecca Lebsack

Google Review

I can’t say enough GREAT things about this bank. The employees are soooo friendly and I always leave in high spirits. They have always provided over the top customer service and will ALWAY’S go above and beyond for their customers. Thank you TOPCU for making me feel like family.

Cabins Management

Google Review

As much as I would LOVE to keep Tucsons best kept secret all to my self, that would be doing injustice for these wonderful employees. Ken and Jamie both went above and beyond with helping secure and finalize our loan. I could not have asked for a better experience with a credit union. I have dealt with many loan officers and financial institutes spanning across the state of Arizona

Federally insured by NCUA up to $250,000

Join The Growing Community of Individuals & Businesses Across Tucson

Tucson Old Pueblo Credit Union opened its doors in 1935. Through the years, TOPCU has expanded services and our field of membership to serve the greater Tucson community.

Is TOPCU a Bank?

Like banks, we offer direct deposit, debit cards, checking accounts, credit cards, loans, and provide a wide array of other financial services. TOPCU is a not-for-profit organization that exists to serve Tucson members. 

What is a credit union?

1. Credit union resources are returned to you the member in the form of lower fees.
2. Credit unions are a more personalized way of handling personal finance; you will have a better chance at securing personal and small business loans at your local credit union.
3. Credit unions’ interest rates are lower compared to big bank rates. And, free checking is alive and well. Deposits are insured by the National Credit Union Share Insurance Fund.
4. Through CO-OP Network, members have the nation’s largest network of credit union ATMs – 28,000 surcharge-free locations (9,000 of which accept deposits)! And credit union service centers provide 4,000 nationwide shared branch locations for consumers.

Can I make Payments Online?

1. Log-in to Online Banking.
2. Set up new electronic transfers from another financial institution by providing the following:
TOPCU’s Routing Number:
13-digit number comprised of your account code, loan ID, and member number formatted as follows:
First Digit Account Code: 2 (for loans)
Next 2 digits: Loan ID
Last 10 digits: Membership number preceded by zeros (For example, for the solar loan of member# 0000123456 with loan ID #70, you would enter 2700000123456)
3. Mail your payment to: Tucson Old Pueblo Credit Union – 2500 E 22nd Street, Tucson, AZ 85713
4. Visit any of our branches or visit one of our shared branching locations.

*APY = Annual Percentage Yield. The rate may change at any time after the account is opened. Rates are subject to change without notice.
*APR = Annual Percentage Rate. *Subject to credit approval
Over 13k+ Active Installations

Home Banking App Who’s Ready for Better?

With TOPCU’s home banking app, better is not just a promise—it’s a reality. Experience a suite of features designed to make your financial life easier and more secure.


Member Service: (520) 881-6262
Toll-Free: (800) 440-8328

Routing# 322174957 | NMLS# 441750

We actively work to increase accessibility and usability of our website to everyone.
If you are having difficulty using this website, please call (800) 440-8328,
or email us at info@topcu.org during regular business hours for assistance.
All products and services available on this website are available at all TOPCU branches.

Tucson Old Pueblo Credit Union ©2024 | PO Box 27026, Tucson, AZ 85726-7026
Federally Insured by NCUA