Open a Checking Account

Consider the benefits of opening a TOPCU Checking Account

Digital BankingSign in

What some of our members are saying…

Current rates

Deposit Rates

Loan Rates


Auto Loan

as low as

7.15% APR*

Rise High Yield


3.00% APY*

6 Mo CD 


4.05% APY*

Stop paying so many fees

  • No monthly maintenance fees.
  • No minimum balance requirement.

60,000+ fee-free ATMs nationwide

Access your money when you need it with fee-free ATMs1 at stores like Walgreens®, 7-Eleven®, Target®, Circle K, and CVS Pharmacy®.

Find the right solutions

Rewards Checking

a fee free checking account that offers rewards with no minimums.

Credit Cards

Credit Cards with exceptional benefits. Find the one that’s right for you.


Put your investing ideas into action with exclusive tools and insights

Discover how our digital banking experience makes banking easier than ever

Enhanced performance and streamlined navigation will help make it easier to find what you’re looking for and breeze through your everyday banking.

Who’s ready for better?

Easy-to-use navigation A new Pay & Transfers hub, including Zelle®

Better is Here

  • Track Budgets & Spending
  • Access your credit score
  • Access to Zelle®
  • Deposit checks
  • Make loan payments
  • Transfer funds
  • Link all your external account balances
  • +More

A better way to budget

Know how much you can spend while still covering all your bills with TOPCU’s automatic budgeting feature.

iTunes App Store logo
Google Play Store logo
Terms and conditions apply. The Zelle® related marks are used under license from Early Warning Services, LLC.
1 Out-of-network ATM withdrawal fees may apply except at any Allpoint or Co-Op ATM. Rates are subject to change without notice.
TOPCU does not provide and is not responsible for the product, service, overall website content, security, privacy policies or software downloads for any external third- party sites.

TOPCU Rewards Checking

Stay in control with alerts

You’re always in-the-know with daily balance notifications and transaction alerts

Learn more

TOPCU is powered by 100% renewable solar electricity

Working for Our Planet and Our Community. Learn what we’re doing to reduce our carbon footprint.

A kid-friendly account with grown-up features

It Starts Here: Learn more about the benefits of being a TOP Star Kid!

Learn more