TOPCU Vehicle Loans

TOPCU is known for our great auto loan programs, rates, and resources. We are a leader in the Tucson auto loan industry and work to ensure that each member drives away with an auto loan he or she can feel good about.

Vehicle Loans

Loan Term & Type Rate
0-36 Months APR as low as 2.49%**
37-48 Months APR as low as 2.74%**
49-60 Months APR as low as 3.24%**
61-72 Months APR as low as 3.49%**
73-84 Months APR as low as 3.99%**

Last updated February 21st, 2017.

Getting a loan shouldn’t be a hassle. That’s why TOPCU is committed to showing our members the credit union difference. Stop by any of our three branches or call (520) 881-6262 ext. 700 to talk with a representative.

We have partnered with an auto-buying resource, CUDL Auto Smart, for those who want confidence and guidance for buying an automobile.

Also, as a TOPCU auto loan member, you will get a chance to skip an auto loan payment or two through our holiday Skip-A-Pay program.

Mechanical Breakdown Insurance

Mechanical Breakdown Insurance (MBI) is an exceptional repair coverage plan that offers a number of options suited for each member’s auto repair needs. Provided for TOPCU by Member’s Choice, Auto Care has many desirable features such as:

  • It’s good at any licensed repair facility in the United States or Canada
  • Transferrable if you sell your vehicle
  • Cancellable at any time on a pro rata basis
  • Hassle-free because the repairer is paid directly by the plan

GAP – Guaranteed Auto Protection

If your car is totaled or stolen, your auto insurance may not be enough to cover the cost. It will only cover the market value of your vehicle, which would leave you liable for the difference between the insurance settlement and your outstanding loan balance. For just a few dollars a month, you can protect yourself against this unexpected expense.

Enterprise Borrow Smart Buy Smart

*Click on the graphic below to learn more about Enterprise and what they provide for TOPCU members.



Rates may be fixed or variable and may include discounts or other promotional conditions. Rates are subject to change without notice.