Business Accounts
At TOPCU, we know that running your business is your primary focus. Let us help by making your financial services needs a little easier to manage. TOPCU offers business checking and savings accounts, online banking tools and resources, and lending programs. And, just like for your personal accounts, we work hard to keep fees as low as possible for your business accounts too.
All new Business Accounts require an In-Person Appointment. Simply complete the form below or call us to make an appointment to review your options and open an account.
Types of Businesses Served
- Association
- Corporation
- General Partnership
- Limited Partnership
- Organization
- Sole Proprietorship
- Limited Liability Company
- Limited Liability Partnership
- Unincorporated Association
- Unincorporated Organization
Business Services Offered:
- Business Checking Accounts & Debit Cards
- Online Banking and Bill Pay
- Merchant Services
- Business Loans
- Retirement Plans for Your Business and Employees
- Credit Union Services for Your Employees
Merchant Services Partner
Checking Account Options:
Business Basic Checking
- For small businesses with simple cash management needs and a small number of monthly transactions
- No monthly service fee
Business Plus Checking
- For larger businesses with higher cash management needs and a high number of monthly transactions
- Service Fee = $10. Fee is waived if the account maintains a balance of $2,500 or more
Required Documentation for Account Opening
Business Account Fees
| TOPCU Basic Business Checking | TOPCU Plus Business Checking | |
| Monthly Fee | $0.00 | $10.00 |
| Minimum Balance | $0.00 | $2,500 (Min Balance waives fee) |
| Transaction Fee |
First 100 transactions free. then $0.10 each (per month) |
First 200 transactions free. then $0.10 each (per month) |
| Currency order/exchange | $2.00 | $2.00 |
| Currency Order – Coin | .10 cents per roll | .10 cents per roll |
| Currency Order – Cash | .50 cents per strap | .50 cents per strap |
| Paper Statements | $2.50/ month | $2.50/ month |
| Coin Machine | 2% of total deposit | 2% of total deposit |
Interested in talking more?
Talk with a TOPCU business professional about your needs. Complete and submit the form below and we will respond during the time you indicate. Please provide as much information as possible.
Email: business@topcu.org