Money Market Account
TOPCU’s Money Market account is a deposit account that has elements of both a savings and checking account, but also pays higher dividend rates than our regular savings and checking accounts. Enjoy rates based on a tiered structure — so the higher your balance, the higher your rate.
This account allows instant access to your funds without any penalties, unlike a certificate of deposit. Withdrawals can be performed at the branch with a teller, at an ATM, with Online Banking via funds transfer, and/or Shared Branching. Members can also request to purchase checks for a Money Market account.
Rise High Yield Savings Rates
| Tier | APY* |
|---|---|
| $0 - $2,500 | 3.00% |
| $2,500.01 and above | 3.00% -0.01% |
*APY = Annual Percentage Yield. No minimum balance required. Rise High Yield Savings account annual percentage yield (APY) Rates are subject to change after account opening. 3.00% APY on balances up to $2,500, and 3.00%-0.01% APY on balances of more than $2,500.01. Rates are current as of September 29th, 2023. and subject to change.
The required minimum deposit to open this type of account is $2,500 and the average daily balance to earn higher dividends is also $2,500.