Signature Loans

Signature loans, also called Personal loans, can help members cover unexpected expenses, or make that dream vacation come true. These are unsecured loans, which means you can borrow money with no collateral based on your credit.

TOPCU also offers lines of credit, an open loan that adds flexibility for you to access money when you need it. Let us help.

Signature Loans & Lines of Credit

Type/Term APR as low as Payment for $1,000 Borrowed
Signature Loans
0-36 Months 9.25%*  $31.92/month
37-60 Months 9.74%*  $21.13/month
61-78 Months 10.25%*  $17.62/month
Personal Line of Credit
Open 9.74%* 2.83% of outstanding balance, minimum $15

APR = Annual Percentage Rate. *Subject to credit approval and includes Member Rewards loan discounts where applicable. Rates are current as of August 14th, 2018.

Photo of young couple signing loan documents with female loan officer
Photo of young man signing documents with hand pointing to signature line

12•12•12 Loan

Whether you are looking to pay off some expenses, take the vacations you’ve always dreamed of, preparing for a life-changing event or trying to payoff old debt with high interest rates.

TOPCU’s 12•12•12 loan can help you get there. Borrow $1,200 for 12 months at 12% APR on approved credit (monthly payment of $106.61).

To Apply

  1. Login to Online Banking
  2. Click on the Services Tab
  3. Choose Loan Application
  4. Submit your online application

If you have any questions, call us at (520) 881-6262 ext 702, or email us at: info@topcu.org