Signature Loans

Signature loans, also called Personal loans, can help members cover unexpected expenses, or make that dream vacation come true. These are unsecured loans, which means you can borrow money with no collateral based on your credit.

TOPCU also offers lines of credit, an open loan that adds flexibility for you to access money when you need it. Let us help.

Signature Loans & Lines of Credit

Loan Term & Type APR
0-36 Months – Signature Loan as low as 9.25%*
37-60 Months – Signature Loan as low as 9.74%*
61-78 Months – Signature Loan as low as 10.25%*
Personal Line of Credit as low as 9.74%*

*Subject to credit approval and includes Member Rewards loan discounts where applicable. Rates last updated August 15th, 2017. Rates subject to change any time without notice.

12-12-12 Loan

Whether you are looking to pay off some expenses, take the vacations you’ve always dreamed of, preparing for a life-changing event or trying to payoff old debt with high interest rates.

TOPCU’s 12-12-12 loan can help you get there. Borrow $1,200 for 12 months at 12% APR on approved credit.


To Apply

  1. Login to Online Banking
  2. Click on the Services Tab
  3. Choose Loan Application
  4. Submit your online application

If you have any questions, call us at (520) 881-6262 ext 702, or email us at: