Green Eco-Friendly Loan Products

TOPCU is an innovator in offering low-cost financing programs for eco-friendly products and services such as solar installations, energy efficient home renovations and appliances, water harvesting systems, and even bikes and eBikes. Our goal is to help make environmental responsibility affordable.

Photo of solar panels on rooftop, TOPCU green loans program
Photo of solar panels on red tile roofed house

Solar Loans

TOPCU is a leader in SUNSATIONAL financing programs for Solar systems. Harness the power of the sun with little or no money down and enjoy the benefits of immediate energy savings. Plus, going Solar adds long-term value to your home or business property.

Solar financing at competitive rates is available for systems installed on residential, investment and business properties, too.

  • Flexible Terms
  • Low Rates
  • Minimal Upfront Costs
  • No Prepayment Penalty

Energy Efficient Home Improvements and Appliances

Making major home improvements can put a dent in your household budget. At TOPCU, we’ve put together some affordable and flexible financing programs to help lighten the load.

  • Rates as low as 5.99%* APR
  • Loan amounts from $5,000 to $40,000
  • Terms from 60 to 120 months
  • Available for improvements to residential and investment properties

*Subject to credit approval. Rates, terms and conditions are subject to change at any time.

Green energy home graphic logo
Woman with electric bike viewing sunset in the desert

Bike Loans

 Check out our sweet rates for your sweet ride. TOPCU offers financing programs for a wide variety of bikes, from Road and Mountain Bikes, to Tandem, Recumbent, Cargo, and even eBikes.

  • Loan amounts from $500 to $7,500
  • Terms to 24 months
  • Financing for up to 120% of cost of bike (which can include accessories)

Green Loan Rates

Type/Term APR as low as Payment per $1,000 Borrowed
Solar Loan
10-Year 5.74%*  $10.98/month
15-Year
Minimum loan amount of $10,000
5.74%*  $8.31/month
10-Year Balloon
(with 20-year amortization)
Minimum loan amount of $10,000
5.99%*  $7.17/month
Energy Efficient Loan

5-Year

5.99%* $19.34/month
7-Year
Minimum loan amount of $10,000
6.99%* $15.10/month
10-Year
Minimum loan amount of $25,000
7.99%* $12.14/month
Bike Loan

2-Year 
Minimum loan amount of $500
Maximum loan amount of $7,500

7.50%* $45.01/month

APR = Annual Percentage Rate. *Subject to credit approval. Rates are current as of October 22nd, 2018.

Contact us at (520) 881-6262, ext. 702 to learn more.