Green Eco-Friendly Loan Products

TOPCU is an innovator in offering low-cost financing programs for eco-friendly products and services such as solar installations, energy efficient home renovations and appliances, water harvesting systems, and even bikes and eBikes. Our goal is to help make environmental responsibility affordable.

photo of solar panels on rooftop, TOPCU green loans program

Solar Loans

TOPCU is a leader in SUNSATIONAL financing programs for Solar systems. Harness the power of the sun with little or no money down and enjoy the benefits of immediate energy savings. Plus, going Solar adds long-term value to your home or business property.

Solar financing at competitive rates is available for systems installed on residential, investment and business properties, too.

  • Flexible Terms
  • Low Rates
  • Minimal Upfront Costs
  • No Prepayment Penalty

Energy Efficient Home Improvements and Appliances

Making major home improvements can put a dent in your household budget. At TOPCU, we’ve put together some affordable and flexible financing programs to help lighten the load.

  • Rates as low as 5.99%* APR
  • Loan amounts from $5,000 to $40,000
  • Terms from 60 to 120 months
  • Available for improvements to residential and investment properties

*Subject to credit approval. Rates, terms and conditions are subject to change at any time.

Bike Loans

 Check out our sweet rates for your sweet ride. TOPCU offers financing programs for a wide variety of bikes, from Road and Mountain Bikes, to Tandem, Recumbent, Cargo, and even eBikes.

  • Loan amounts from $500 to $7,500
  • Terms to 24 months
  • Financing for up to 120% of cost of bike (which can include accessories)

Green Loan Rates

Type/Term APR Payment per $1,000 Borrowed
Solar Loans
10-Year as low as 5.74%*  $10.98/month
Minimum loan amount of $10,000
as low as 5.74%*  $8.31/month
10-Year Balloon
(with 20-year amortization)
Minimum loan amount of $10,000
as low as 5.99%*  $7.17/month
Energy Efficient Loans
60 Months as low as 5.99%*  $19.33/month
Bike Loans
24 Months as low as 7.25%*  $44.89/month

APR = Annual Percentage Rate. *Subject to credit approval. Rates are current as of January 19th, 2018.

Contact us at (520) 881-6262, ext. 702 to learn more.