Green Eco-Friendly Loan Products

TOPCU is an innovator in offering low-cost financing programs for eco-friendly products and services such as solar installations, energy efficient home renovations and appliances, water harvesting systems, and even bikes and eBikes. Our goal is to help make environmental responsibility affordable.

Solar Loans

TOPCU is a leader in SUNSATIONAL financing programs for Solar systems. Harness the power of the sun with little or no money down and enjoy the benefits of immediate energy savings. Plus, going Solar adds long-term value to your home or business property.

Solar financing at competitive rates is available for systems installed on residential, investment and business properties, too.

  • Flexible Terms
  • Low Rates
  • Minimal Upfront Costs
  • No Prepayment Penalty

Energy Efficient Home Improvements and Appliances

Making major home improvements can put a dent in your household budget. At TOPCU, we’ve put together some affordable and flexible financing programs to help lighten the load.

  • Rates as low as 7.99%* APR
  • Loan amounts from $5,000 to $40,000
  • Terms from 60 to 120 months
  • Available for improvements to residential and investment properties

*Subject to credit approval. Rates, terms and conditions are subject to change at any time.

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Woman with electric bike viewing sunset in the desert

Bike Loans

 Check out our sweet rates for your sweet ride. TOPCU offers financing programs for a wide variety of bikes, from Road and Mountain Bikes, to Tandem, Recumbent, Cargo, and even eBikes.

  • Loan amounts from $500 to $7,500
  • Terms to 24 months
  • Financing for up to 120% of cost of bike (which can include accessories)

Rainwater Harvesting loan

Residential rainwater harvesting systems save you money on your water bill, while saving a precious resource

  • Create lush landscapes without using municipal drinking water
  • No ongoing cost after installation
  • Reduce flooding and erosion on your property with water conservation strategies
  • Tucson Water customers can receive up to $3,000 in rebates on water harvesting systems to supplement financing

Click Here for Rain Harvesting Loan Rate Sheet

*Subject to credit approval. Rates, terms and conditions are subject to change at any time.

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Type/Term APR as low as Payment per $1,000 Borrowed
Solar Loan
10-Year 9.25%*  $12.25/month
15-Year 9.25%* $9.60/month
Minimum loan amount of $10,000
9.25%*  $8.33/month
Energy Efficient Loan
5-Year 7.99%* $19.34/month
Minimum loan amount of $10,000
8.99%* $15.09/month
Minimum loan amount of $25,000
9.99%* $12.13/month
Bike Loan
Minimum loan amount of $500
Maximum loan amount of $7,500
7.50%* $45.00/month

APR = Annual Percentage Rate. *Subject to credit approval. No down payment is required.Rates are current as of April 15th, 2024. . Rates are subject to change without notice.

Contact us at (520) 881-6262, ext. 702 to learn more.