Your Credit Score

Your Credit Score

Your Credit Score Your Credit Score Multiple factors are considered in determining your credit score. While each version of your score is a little different, the most common formulas are determined with the following:   Payment History – 35% Credit Utilization –...
You Really Need a Budget

You Really Need a Budget

You Really Need a Budget There’s a good chance you have some kind of budget for your expenses. In 2019, Debt.com found 2 in 3 Americans had their family on a budget and only 25 percent of respondents said everyone should budget. But how often are you budgeting past...