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Trusted Since 1935

Tucson Old Pueblo  Solar Loans

TOPCU has a strict vetting process for every solar contractor we work with.  Once approved, your solar contractor can initiate a custom link for you to apply for a solar loan.

If you are unsure if your contractor is approved for our solar program, please reach out to:  solarloanteam@topcu.org or at 520-881-6262 Ext. 705.

If you are a solar contractor interested in becoming an approved solar contractor with TOPCU, please email solarloanteam@topcu.org to join our waitlist.

Solar Loan Payment Calculator

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Harness the power of the sun and reduce your carbon footprint with our solar loans! Go green!

 

Power up your home with the sun!

Power up your home with the sun and our solar loans! Switch to solar energy, reduce your carbon footprint, and enjoy a greener, cleaner future. Let’s make our planet a better place, one solar panel at a time.

Join us in our mission to reduce our carbon footprint, one solar panel at a time.

 

Our solar loan program is designed to help you harness the power of the sun and reduce your carbon footprint. As a credit union committed to sustainability and the well-being of our Tucson community, we believe that going green is more than just a trend—it’s our collective responsibility to preserve our planet for future generations.

Solar energy is a clean, renewable, and abundant source of power that offers numerous benefits for the environment. By installing solar panels on your home, you can significantly reduce your carbon emissions and dependence on fossil fuels.

Here are just a few benefits of choosing our solar loans:

  1. Competitive interest rates.
  2. Flexible terms.
  3. Fast and easy application process.

Solar Loan Rates

Type/Term *APR as low as
Solar Loans
10-Year 8.25%*
15-Year
Minimum loan amount of $10,000
8.25%*
20-Year
Minimum loan amount of $10,000
8.25%*

*APR = Annual Percentage Rate. *Subject to credit approval. All payments are monthly. Rates are subject to change without notice.

 

  • Low Rates
  • Minimal Upfront Costs
  • Flexible Terms
  • No Prepayment Penalty

Contact us at (520) 881-6262, ext. 705 to learn more.

Explore TOPCU’s Solutions

Your Choices, Your Finances Discover

From innovative banking solutions to competitive loan options, we empower you to make informed decisions for a secure financial future. Explore with us and shape your financial journey, your way.

Savings

High-yield savings to maximize your financial growth

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Checking/Debit

Earn rewards with every transaction you make.

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Investments

Grow your wealth with personalized investment solutions.

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Solar Loans

Finance your eco-friendly solar projects easily.

Learn More > 

Free Credit Score

Instant access to monitor your financial health.

Learn More > 

Auto Loans

Competitive rates for new or used vehicles.

Learn More > 

Contractor Wait List Form

Contractor Wait List Form

About You

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Trusted Since 1935

Join a Thriving Community

TOPCU isn’t just a credit union; it’s a community.

Trusted by 20000+ around in the greater Tucson community

I have been banking at TOPCU for about 9 yrs. The tellers are always aware of my banking habits. They consistently let me know when 2.00 bills are available. Even when ot is isn't holiday time. I may not be a millionaire but they treat me like one.


Trudy Wells
Google review

I have been banking at TOPCU for about 9 yrs. The tellers are always aware of my banking habits. They consistently let me know when 2.00 bills are available. Even when ot is isn't holiday time. I may not be a millionaire but they treat me like one.


Steven Franklin
Global Head of Customer Service

Rob Foster


Google Review

Best bank I’ve had. Excellent customer service

Rebecca Lebsack


Google Review

I can’t say enough GREAT things about this bank. The employees are soooo friendly and I always leave in high spirits. They have always provided over the top customer service and will ALWAY’S go above and beyond for their customers. Thank you TOPCU for making me feel like family.

Cabins Management


Google Review

As much as I would LOVE to keep Tucsons best kept secret all to my self, that would be doing injustice for these wonderful employees. Ken and Jamie both went above and beyond with helping secure and finalize our loan. I could not have asked for a better experience with a credit union. I have dealt with many loan officers and financial institutes spanning across the state of Arizona

Federally insured by NCUA up to $250,000

Join The Growing Community of Individuals & Businesses Across Tucson

Tucson Old Pueblo Credit Union opened its doors in 1935. Through the years, TOPCU has expanded services and our field of membership to serve the greater Tucson community.

Is TOPCU a Bank?

TOPCU is a not-for-profit organization that exist to serve Tucson members. Like banks, we offer direct deposit, debit cards , checking accounts, credit cards, loans, and provide a wide array of other financial service

What is a credit union?

1. Credit union resources are returned to you the member in the form of lower fees.
2. Credit unions are a more personalized way of handling personal finance; you will have a better chance at securing personal and small business loans at your local credit union.
3. Credit unions’ interest rates are lower compared to big bank rates. And, free checking is alive and well. Deposits are insured by the National Credit Union Share Insurance Fund.
4. Through CO-OP Network, members have the nation’s largest network of credit union ATMs – 28,000 surcharge-free locations (9,000 of which accept deposits)! And credit union service centers provide 4,000 nationwide shared branch locations for consumers.

Can I make Payments Online?

1. Log-in to Online Banking.
or
2. Set up new electronic transfers from another financial institution by providing the following:
TOPCU’s Routing Number:
13-digit number comprised of your account code, loan ID, and member number formatted as follows:
First Digit Account Code: 2 (for loans)
Next 2 digits: Loan ID
Last 10 digits: Membership number preceded by zeros (For example, for the solar loan of member# 0000123456 with loan ID #70, you would enter 2700000123456)
or
3. Mail your payment to: Tucson Old Pueblo Credit Union – 2500 E 22nd Street, Tucson, AZ 85713
4. Visit any of our branches or visit one of our shared branching locations.

Do you offer Skip a Pay?

Yes on all eligible loans .

Frequently Asked Questions

Will I receive a monthly statement?

Yes. You can choose to have a monthly statement mailed to your address or you can choose to receive electronic statements.

Can I change my payment due date?

Yes. Please contact 520-881-6262 option 4. *Fee may apply

How can I pay off my loan?

Call 520-881-6262 option 3 and ask for your 5-day payoff amount as interest accrues daily. From there, you can use any of the payment methods above.

How do I make a payment?

1. Log-in to Online Banking.

or

2. Set up new electronic transfers from another financial institution by providing the following:

  • TOPCU’s Routing Number:
  • 13-digit number comprised of your account code, loan ID, and member number formatted as follows:
  • First Digit Account Code: 2 (for loans)
  • Next 2 digits: Loan ID
  • Last 10 digits: Membership number preceded by zeros (For example, for the solar loan of member# 0000123456 with loan ID #70, you would enter 2700000123456)

 or

3. Mail your payment to: Tucson Old Pueblo Credit Union – 2500 E 22nd Street, Tucson, AZ 85713

4. Visit any of our branches or visit one of our shared branching locations.

When will I get my tax credit?

We recommend consulting your tax advisor before signing a contract to see if you qualify for the incentive tax credits

What if I have an issue or concern with my solar equipment? What if my panel is not connected yet?

Contact your solar company directly.

Refinancing your home?

: Your title company can contact us at processing@topcu.org for subordination checklist or payoff

How do I get a copy of my solar loan agreement?

Sign in through your DocuSign account to access loan agreements.

How can I reamortize my loan?

Optional reamortization can occur once within the life of the loan.. Email us at solarloanteam@topcu.org to start the process.

How can I refinance my balloon payment?

Call us directly at 520-881-6262 option 3

*Solar Contractors are independent contractors and are not employees of Tucson Old Pueblo Credit Union. Tucson Old Pueblo Credit Union does not endorse or make any representations or warranties with respect to the quality of work provided by the Solar Contractor, and it is the responsibility of our Members and prospective Members to interview and select a Solar Contractor that meets their needs.

All About Accessibility

Revolutionize Your Banking with The TOPCU App

Check deposits, loan payments, and fund transfers are at your fingertips. Plus, get insights into your spending, access your credit score, and link all your external accounts for a full financial picture.

Questions?

Member Service: (520) 881-6262
Toll-Free: (800) 440-8328

Routing# 322174957 | NMLS# 441750

We actively work to increase accessibility and usability of our website to everyone.
If you are having difficulty using this website, please call (800) 440-8328,
or email us at info@topcu.org during regular business hours for assistance.
All products and services available on this website are available at all TOPCU branches.

Tucson Old Pueblo Credit Union ©2024 | PO Box 27026, Tucson, AZ 85726-7026
Federally Insured by NCUA