Designed For TOPCU’s Youth:  The TOP Star Program

TOPCU’s TOP Star program is designed to help young members of all ages understand the importance of saving money and getting an early start. Kids, teens, and young adults are encouraged to take part in the TOP Star program to enhance their knowledge of banking and financial services, and to learn early on how that knowledge will benefit them throughout the many milestones in life. TOPCU’s products can be added along the way, so as they grow, their account will grow with them!

Who is eligible top open a TOP Star Account?

All youths are eligible to open an account — from newborn to 25 years old. Here is an overview of the different levels:

TOP Star Kids— newborn-12 years old

TOP Star Teen— 13-17 years old

TOP Star Young Adult— 18-25 years old


What are the benefits of being a TOP Star member?

There are many benefits to learning about the importance of money and saving at a young age, but beyond that – TOPCU has opened a TOP Star Store where any TOP Star member can use TOP Star Dollars to buy goodies.

How To Earn TOP Star Dollars

Here are the documents needed to open a TOP Star Account:

Open Account Documents Needed_TOP Star Kid
Open Account Documents Needed_TOP Star Teen
Open Account Documents Needed_TOP Star Young Adult

How does a TOP Star Member earn TOP Star Dollars:

  • Bring in Account Register (passbook) = 1 TOP Star Dollar
  • Bring in your current report card = 1 TOP Star Dollar
    For Every “A” (or equivalent) earn 2 TOP Star Dollars
    For Every “B” (or equivalent) earn 1 TOP Star Dollar
  • Make any Deposit = 1 TOP Star Dollar
    Deposits over $25 earn 1 TOP Star Dollar
    Earn another TOP Star Dollar when Account Balance Reaches $100.00
  • Wear your TOPCU TOP Star Wristband When Visiting the Credit Union* = 1 TOP Star Dollar
    *(this can be purchased at the TOP Star Store)
  • Attend a TOPCU event = 5 TOP Star Dollars
  • Mention a TOPCU Newsletter item = 1 TOP Star Dollar
  • Complete a CU Paper Activity = 1 TOP Star Dollar
  • Bring in Birthday Postcard = 5 TOP Star Dollars

Click on the graphic below for Other Kids Games & Activites




Rates may be fixed or variable and may include discounts or other promotional conditions. Rates are subject to change without notice.