How it Works:ThinkstockPhotos-114337806

It’s easy to get started!


Up to 84 month term

  • Rates range from 5.74% – 5.99%*

  • No prepayment penalty

  • No minimum loan amount

20 Year amortization with 7 year balloon:

  • Rates range from 5.99%- 7.14%*

  • No prepayment penalty

  • At the end of 7 years a balloon payment will be due

  • Total loan amount must be $10,000 or more to qualify


*APR=ANNUAL PERCENTAGE RATE. Approval is based on your credit history and credit qualifications. Applies to new purchase only. Additional terms may apply, contact TOPCU for more information.
** $27.00 is due at the time of loan signing for UCC filing requirement. Rates are not negotiable and are subject to change at any time
No rate discounts allowed. Maximum loan amount $40,000.00. One-time payment re-amortization within first 18 months of loan-$10.00 fee.

Federally insured by NCUA.


Rates may be fixed or variable and may include discounts or other promotional conditions. Rates are subject to change without notice.