All rates are adjustable except where indicated as a fixed rate. Rates reflect the Annual Percentage Rate (APR). Home loan rates are updated weekly, but they may change at any time without notice. The maximum APR for any type of loan shall not exceed the limit set by applicable law(s).
Questions? Please call our Home Loan Team at (520) 881-6262 ext. 704 or (520) 881-6262 ext. 702 to leave a message.
TOPCU Home Loan Rates
Last updated March 7th, 2014. Rates subject to change any time without notice.
1 Rates reflect the Annual Percentage Rate (APR). Rate based on A+ credit score.
|30 Year Fixed Rate First Mortgage||As low as 4.50% APR1|
|15 Year Fixed Rate First Mortgage||As low as 3.50% APR1|
|15 Year Fixed Rate Second Mortgage||As low as 7.00% APR1|
|Home Equity Line of Credit||As low as 4.50% APR1|
A sample principal and interest payment on a $250,000 fixed rate loan at 5.375% APR for 30 years is $1,399.93
Our Home Equity Line of Credit (HELOC) has no fees, no closing costs and no annual fee. HELOCs are a variable rate product and rates adjust annually. Rates are capped at 5% above the initial rate. For example, if your initial rate on your HELOC is 4.25% the maximum rate would cap at 9.25%.
Interest expense on home equity loans and lines may be tax deductible. Please consult a tax advisor regarding the deductibility of interest.