Credit Cards

With our card program, members enjoy a variety of credit card offers such as double points or balance transfers for a lower rate. You’re also able to choose from four TOPCU custom cards representing our pride in City of Tucson employees, Tucson Fire, Tucson Police, and our TOPCU logo.

Should you wish, you may also choose your own personal design for your new VISA Platinum credit card. There is a $10 fee to design your own card, but you can simply log into your TOPCU online banking 30 days after you’ve received your new VISA® credit card account and click on the link to design your own card.

To Report Your VISA® Credit Card Lost or Stolen:

Contact: 1-800-449-7728
Outside the US: 1-303-967-7096

24-hr cardholder assistance: 1-866-820-3865

Visa Products Rate
VISA Platinum 2.99% APR First 6 Months
VISA Platinum Rewards 2.99% APR First 6 Months
VISA Platinum Youth 15.99% Non-Variable APR
VISA Platinum Secured 19.99% Non-Variable APR

Credit Rewards

Best For:

VISA Platinum

No Annual Fees

VISA Platinum Rewards

No Annual Fees

VISA Platinum Youth

No Annual Fees

VISA Platinum Secured

No Annual Fees

Annual Fee No Annual Fees No Annual Fees No Annual Fees No Annual Fees
APR for Purchases 2.99%Introductory APR for First 6 MonthsNon-Variable 8.99% to 19.99% APR following introductory period 2.99%Introductory APR for First 6 MonthsNon-Variable 9.99% to 20.99% APR following introductory period Non-variable15.99% APR Non-variable19.99% APR
APR for Advances* Non-variable 8.99% to 19.99% Non-variable 8.99% to 19.99% Not Available Not Available
Balance Transfers 2.99%Introductory APR for First 6 Months Non-Variable 8.99% to 19.99% APR following introductory period 2.99%Introductory APR for First 6 Months Non-Variable 9.99% to 20.99% APR following introductory period Not Available Not Available
* Cash advance fees of $10.00 or 2% of the amount of the advance, whichever is greater, do apply.

Rates

Rates may be fixed or variable and may include discounts or other promotional conditions. Rates are subject to change without notice.