TOPCU is known for our great auto loan programs, rates, and resources. We are a leader in the Tucson auto loan industry and work to ensure that each member drives away with an auto loan he or she can feel good about.
Last updated October 29th, 2013. Rates subject to change any time without notice.
1 Rates reflect the Annual Percentage Rate (APR). Truth in Lending Disclosure, click here
2 Rate based on A++ credit score rating with Gold member reward discount.
|0-42 months||As low as 2.99%2|
|43-66 months||As low as 2.99%2|
|67-78 months||As low as 3.24%2|
|79-84 months||As low as 3.74%2|
We have partnered an auto-buying resource, CUDL Auto Smart, for those who want confidence and guidance for buying an automobile.
Also, as a TOPCU auto loan member, you will get a chance to skip an auto loan payment or two through our holiday Skip-A-Pay program. You also get the benefit of TOPCU Member Rewards discounts on your auto loan.
How to Apply
Competitive loan rates, Member Reward discounts and an easy application process make TOPCU auto loans a great choice. Plus, with our Open-End Plan you sign once for all future TOPCU loans so there is no need to sign anymore loan closing paperwork! Here are your options to apply:
- Loan-by-phone: Call (520) 881-6262, ext. 702
- Apply in person: Visit one of our branches to ask any questions and to apply for your TOPCU auto loan.
Mechanical Breakdown Insurance
Mechanical Breakdown Insurance (MBI) is an exceptional repair coverage plan that offers a number of options suited for each member’s auto repair needs. Provided for TOPCU by Member’s Choice, Auto Care has many desirable features such as:
- It’s good at any licensed repair facility in the United States or Canada
- Transferrable if you sell your vehicle
- Cancellable at any time on a pro rata basis
- Hassle-free because the repairer is paid directly by the plan
GAP – Guaranteed Auto Protection
If your car is totaled or stolen, your auto insurance may not be enough to cover the cost. It will only cover the market value of your vehicle, which would leave you liable for the difference between the insurance settlement and your outstanding loan balance. For just a few dollars a month, you can protect yourself against this unexpected expense.
Enterprise Borrow Smart Buy Smart
*Click on the graphic below to learn more about Enterprise and what they provide for TOPCU members.