Credit Cards
With our Visa Credit Card program, members enjoy a variety of credit card offers, including rewards or lower rate promotions.
To Report Your Credit Card Lost or Stolen:
- Contact: (866) 820-3865
- Outside the US: (303) 967-7096
- 24-hr assistance: (866) 820-3865
Platinum Rewards
Reward yourself with 2x Points on purchases when you pay using your TOPCU Visa® Platinum Credit Card
Purchase and Balance Transfer Rate:
2.99% Intro APR on purchases and balance transfers for first 6 months; after that the variable APR will be 9.99% – 20.99%, following introductory period
No Balance Transfer Fee
No Annual Fee
Platinum
Our Visa® Platinum Credit Card has no annual fee, a competitive interest rate based on your credit score, and security features that offer peace of mind.
Purchase and Balance Transfer Rate:
2.99% Intro APR on purchases and balance transfers for first 6 months; after that the variable APR will be 8.99% – 19.99%, following introductory period
No Balance Transfer Fee
No Annual Fee
Once you get your TOPCU credit card, don’t forget to protect your account by registering with VISA Purchase Alerts. Click here to sign up today!
VISA Credit Card Options
| Type: |
Platinum |
Platinum Rewards |
Platinum Youth |
Platinum Secured |
|---|---|---|---|---|
| Annual Fee | NO Annual Fee | NO Annual Fee | NO Annual Fee | NO Annual Fee |
| APR for Purchases | 2.99% Introductory Rate for first 6 Months; Non-Variable 8.99%–19.99% following introductory period |
2.99% Introductory Rate for first 6 Months; Non-Variable 9.99%–20.99% following introductory period |
15.99%
Non-variable |
8.99%
Non-variable |
| APR for Advances* | 8.99% to 19.99%
Non-Variable |
9.99% to 20.99%
Non-Variable |
Not Available | Not Available |
| Balance Transfers | 2.99% Introductory Rate for first 6 Months; Non-Variable 8.99%–19.99% following introductory period NO Balance Transfer Fee |
2.99% Introductory Rate for first 6 Months; Non-Variable 9.99%–20.99% following introductory period NO Balance Transfer Fee |
Not Available | Not Available |
Subject to credit approval. Rates are current as of March 27th, 2023.
APR= Annual Percentage Rate. *Cash advance fees of $10 or 2.00% of advance amount, whichever is greater, will apply. Foreign Transaction Fee: A fee of 2.00% of each transaction (in U.S. Dollars) will be assessed for any purchase or cash advance outside of the United States. Additional fees may apply. Check our fee schedule for details.