Celebrate International Credit Union Day With TOPCU

Join us in celebrating International Credit Union Day on Thursday, October 19th. We’ll have refreshments and giveaways at all TOPCU branches.

TOP Stars: download the International Credit Union Coloring Page, color it and bring it in to any branch to receive 5 TOP Star Dollars!!

 

The 4 Biggest Credit Union Myths

  1.  They aren’t big enough.

There are big and small credit unions, but just like banks, your deposits at a credit union are insured by the federal government up to $250,000.

  1. It will be hard to access my money.

In additional to our convenient local branch locations, TOPCU members have access to a network of 30,000 free ATMs and 5,000 shared branching locations, making it easy for you to access your money anywhere. We also offer Online Banking and Mobile Banking putting your TOPCU accounts right at your fingertips!

  1. I can’t join.

Anybody can join a credit union. You may be eligible based on your employer, where you live, or your family, as most credit unions allow members’ families to join.

  1. They don’t offer as many perks as banks.

Credit unions offer the same financial products as banks—checking accounts, debit and credit cards, online banking, IRAs (individual retirement accounts), and home and auto loans to name a few—but because they’re not-for-profit, they often offer better rates than banks.