Your credit reports matter
TOPCU is committed to helping you achieve financial sustainability.
Tips to help you build or improve your credit
- Revolving debt is 50% or less
- A low debt-to-income ratio demonstrates a good balance between debt and income
- Check your credit reports at least once per year
- Dispute errors
- Check your limits
Make sure you’re building your credit history and enhancing your borrowing power. You can request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. AnnualCreditReport.com is the official site to help consumers obtain their free credit report.
Interested in learning more?
Talk with a TOPCU professional Contact us