Your money is safe with TOPCU. The National Credit Union Share Insurance Fund was created by Congress in 1970 to insure members’ deposits in federally insured credit unions. Each TOPCU member has at least $250,000 in total coverage. Administered by the NCUA, the Share Insurance Fund insures individual accounts up to $250,000. Additionally, a member’s interest in all joint accounts combined is insured up to $250,000. The Share Insurance Fund has the backing of the full faith and credit of the United States. Credit union members have never lost even a penny of insured savings at a federally insured credit union.

A Certificate of Deposit is a type of savings account with a guaranteed rate for a specified term. When you open a CD, you commit to keeping the money in the account until it reaches its maturity date. Generally, the farther away the maturity date, the higher your interest rate. A CD can be an effective way to help your money grow at a great rate and is not affected by downturns in the economy.

Give us a call at (520) 881-6262 or stop by a branch, Set up an Appointment, Or apply online. Be sure to have your driver’s license, state ID, or passport and Social Security number handy. If you plan to fund the CD with money from an account at another bank, you should have those routing and account numbers ready. You may fund your CD account by mailing us a check or by electronically transferring funds from an account at another financial institution.