Limited time only Certificate of Deposit Promo

5.00% APY*

9 month term

You can open a CD over the phone or in person at a branch

A 9-Month CD is a great way to reach your savings goals!

This is a limited-time offer.

Open a TOPCU Certificate of Deposit and lock in a fixed rate so you can enjoy the peace of mind of a guaranteed rate on the money you save during the 9-month CD term. This is a limited-time-only offer.

Questions? Call (520) 881-6262

Minimum opening deposit $1,000. 

Fixed rates

Your money is secure, and you know the interest rate you will earn.


No fees

No service fees. Penalties may apply if you withdraw your money before the end of the term.


Easy application

Give us a call at (520) 881-6262 or stop by a branch, schedule an in-person appointment.

Save with certainty on a guaranteed rate

CD Features:

  • Minimum opening deposit of $1,000
  • NCUA insured
  • No maintenance fees
  • Online banking access

You can open a CD over the phone or in person at a branch

Have questions? Ask us!

Now more than ever, a Certificate of Deposit (CD) is an ideal investment. This is a limited-time offer.

Book an in branch visit today

Certificate of Deposit FAQ:

Is my money safe?

Your money is safe with TOPCU. The National Credit Union Share Insurance Fund was created by Congress in 1970 to insure members’ deposits in federally insured credit unions. Each TOPCU member has at least $250,000 in total coverage. Administered by the NCUA, the Share Insurance Fund insures individual accounts up to $250,000. Additionally, a member’s interest in all joint accounts combined is insured up to $250,000. The Share Insurance Fund has the backing of the full faith and credit of the United States. Credit union members have never lost even a penny of insured savings at a federally insured credit union.

What is a Certificate of Deposit

A Certificate of Deposit is a type of savings account with a guaranteed rate for a specified term. When you open a CD, you commit to keeping the money in the account until it reaches its maturity date. Generally, the farther away the maturity date, the higher your interest rate. A CD can be an effective way to help your money grow at a great rate and is not affected by downturns in the economy.

How do I open a a Certificate of Deposit

Give us a call at (520) 881-6262 or stop by a branch, Set up an Appointment, Or apply online. Be sure to have your driver’s license, state ID, or passport and Social Security number handy. If you plan to fund the CD with money from an account at another bank, you should have those routing and account numbers ready. You may fund your CD account by mailing us a check or by electronically transferring funds from an account at another financial institution.

Are there any fees for opening a CD?

No. There are no fees for opening a CD with TOPCU.

Have questions? Call us: (520) 881-6262

Effective Date: 07-14-2023

*APY=Annual Percentage Yield. Annual percentage yield(s) accurate as of July 14, 2023.  Minimum Deposit of $1,000 is required. Dividends will pay monthly. The APY for all accounts is based on the assumption that dividends will remain in the account until maturity. Early withdrawal will reduce earnings and subject to an early withdrawal penalty. Limited time only, subject to membership eligibility requirements. Subject to approval. Certain restrictions may apply. New Money Only. Early withdrawal penalties may apply. Federally insured by the NCUA

* Minimum opening deposit $1,000. Annual Percentage Yield effective 07/14/2023, subject to change at any time and is based on interest compounding Monthly. Interest rates are fixed for the term of the Certificate of Deposit, and a penalty is imposed for early withdrawal, which would reduce earnings on the account. Each depositor is insured up to $250,000. Visit Branch locations in Tucson, Arizona. Serving neighborhoods in Armory Park, Sam Hughes, El Presidio, Catalina Vista, El Encanto and more.