Certificate of deposit
Fund your future with a CD
You know the importance of saving for your future, but how do you find the best way to help you reach your goals? Certificates are a great way to protect your investment and grow your savings faster than a traditional checking or savings account.
Certificate rates for to help you reach your savings goals:
On a 6-month certificate
1.26% APY*
On a 12-month certificate
1.61% APY*
Important Notice: For savings and money market savings, transaction limitations apply. Under federal regulations, up to six (6) withdrawals and/or transfers are allowed from your account to another Credit Union account or to a third party per monthly statement cycle by pre-authorized transfer and telephone/electronic transfer. This includes transfers from your savings or money market savings to cover checks for overdraft protection or automatic bill payments. If the account permits transfers by check, no more than three (3) of the six (6) limited transfers may be made by check. There is no limit on deposits or the number of withdrawals you can make at an ATM, by mail, or in person at TOPCU.
*APY=Annual Percentage Yield. Dividends are paid and compounded quarterly from date of deposit and are available for withdrawal. Penalty for early withdrawal will apply. Fees could reduce the earnings on this account. Rates are current as of March 21st, 2023.
*APY=Annual Percentage Yield. Dividends are paid and compounded quarterly from date of deposit and are available for withdrawal. Penalty for early withdrawal will apply. Fees could reduce the earnings on this account. Rates are current as of March 21st, 2023.