TOPCU is all about empowering its members. We work to provide you with the information and tools to expand your financial knowledge so that you can become the superpower behind your money. The services below are offered to members free of charge.

Additional Learning Resources:

The Annual Credit Report site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and UransUnion. is the official site to help consumers to obtain their free credit report.


Rates may be fixed or variable and may include discounts or other promotional conditions. Rates are subject to change without notice.